Guys on Break Time…

During a quick break with my fellow male colleagues, we had a very funny conversation with quite serious topics. We talked about finances, acquiring a house and getting married.

And we could all agree that those I mentioned are pretty serious stuffs about one person’s life. Those things require careful planning and decision making. But, you see, in spite of the gravity of the subjects which should be taken seriously; keep in mind that we are just couple of guys having a break and enjoying our free time at work. So, what do you expect? Of course, these will never be taken seriously when guys talk about these during break time. Lol (Well, at least most of the time)

 

Wedding

Colleague 1: Are you planning to get married this year or next year?

Colleague 2: Who? Me? Lol. Yeah, next year is the ultimatum. We decided to get the house first and postpone the wedding for this year. The house is quite expensive if we still wait till next year. So, it needs to be prioritized. Although, getting married nowadays is too expensive as well! She even told me that getting married is easy and go get the house first.

Colleague 3: Dude, just go the local municipal office and get married there…won’t cause you anything.

*Everyone laughed*

Me: You know what? Get her pregnant and let’s see if she will still ask for a fancy wedding. (I know sometimes I’m douched bag! Lol)

Colleague 2: That would work! Lol

*Everyone laughed*

 

Buying a House

Colleague 1: Hey, can you show me or send me the link of the house you planned to buy?

Colleague 2: Come here! I’ll show you.

(He just meant one person but everyone went straight to his station including yours truly. After showing the house, everyone goes back to our respective stations and started browsing the internet for properties/houses.)

Colleague 1: Hey, you should buy a house now since you are still young and you don’t have a lot of responsibilities yet. Prices will go up eventually.

Me: Sure! Lemme check it! (Super excited and overwhelmed)

And then, I saw this…

1.9 Million! 2 Million! 2.5 Million! 3.3 Million! 4 Million! 5 Million!

Me: Well, let’s buy tomorrow. I’ll take 5 houses! Will that be enough?! Lol (At least, Window Shopping is free).

*Everybody laughed…and started crying (For obvious reason, PRICE!)*

I know that I will share the same faith eventually. But, for now, I tried to humor myself seeing these prices. So ladies, you still think its easy to be a man?! Lol

Anyways, that’s it for now.

Enjoy life!

 

Approved by:

Insipid :)

52 Week Money Challenge

Hi Everyone!

In addition to my current financial goals for this year, which by the way I really do want to accomplish before we hit 2014. I have decided to give this challenge a shot just to make myself grounded on what my objectives are. I believe taking this challenge will guide me and will keep my head straight to what I need to accomplish.

Plus, the discipline and probably the fun part of seeing the real meaning of compounding; like planting a seed and seeing it grows (You get the point!). The amount might be too small for some but this will be enough for me to see the main objective and lesson of this challenge. Right? My colleague even told me why not just make a one-time deposit so you don’t need wait for a whole year to get the final amount. Well, my colleague! For a very obvious reason, what’s the whole point of the challenge if you are just going to that! Lol

Challenge Accepted!

So, here is the challenge –

Do you need a vault or a piggy bank to do that? Of course not! I have an old shoe box in my apartment and that would probably suffice. Lol

Here is what I did to my old shoe box…

There you go! nothing fancy, nothing extravagant just a simple way of keeping myself focused. I personally recommend to do this challenge as well.

Enough said for now. Have a great day and enjoy saving!

 

Approved by:

Insipid :)

Memories from a Silly Boy

When I was on break yesterday, a colleague of mine asked me if I had a wonderful childhood and with very quick response I said YES.

Within seconds, most of my nice to great memories of childhood started playing in my head. I decided to write something about it just to feel good. We know that looking back to our childhood is always something that makes us happy unless you had a bad one.

I was privileged enough to experience “Bayanihan” while I watched them (inside the house) carrying our Straw house and moving it from one place to another.

I’ve experienced taking a bath with my fellow kids during water irrigation of our relative’s corn field (Jacuzzi Style! Lol)

First fight! I bit his right leg like crazy and he pulled my hair like crazy too. After that, we head straight to principal’s office. ( I was in grade 2)

Privileged enough to feel the unconditional love of my most important and favorite female in the universe, my beloved Lola (Grand Mother). (Geez! I always miss you)

Consistently, asking for 1 peso from my Nanay (Mother), Ama (Father) and Lola just to buy junk food and toys with that worth. Lol

Sleeping in the afternoon because Nanay said so and just end up pretending to be asleep (Just closed my eyes for 3-4 hours and get up to play again with my childhood friends)

First childhood crush! Diosa. Then came along Aecily, Karen, Mary Grace and rest is history. Lol

During harvest season, my cousin and I sold corn in our neighborhood with a small cart and shouted this… “MAIIIISSS!!!” . After that, used our earnings to buy toys, Tupig and Puto.

First bicycle ride. (Oh boy! It was scary)

Me and my fellow crazy childhood friends used to go to nearby village and pressed every door bells and ran like crazy or sometime in bicycle. (Believe me, it was fun! Laugh trip!)

(I can go on and on but I’m starting to feel nostalgic, teary and awkward so that’s it for me on this list)

Sigh, the good old days. I know there’s a lot more and for obvious reason I cannot write them all here. My sole intention is to feel good and look back at my childhood that I really enjoyed the most or at least funny enough to share.

I really feel sorry for the children who have very strict parents during their childhood and don’t allow them to play outside (I’ve seen some before). Don’t get me wrong, I know parents have different reasons for doing that which I have nothing but respect merely because I don’t really know their reasons why not. But, all I know, let your kids or future kids enjoy the world for how they see it.

 

So, as I’ve said in my last post, I will share some of the goals that I will try to accomplish this year.

1) Increase my passive income.

2) End the year 2013 with 6 figures in my current portfolio.

3) Learn more about trading and investing.

4) Write a story about something and share it here. Possibly posting it by chapter and post it every end of the month.(I’m just crossing my fingers but I will try…or not)

5) Fully embrace the new position assigned to me and make it as chicken feed as possible.

6) …

 

That’s it for now! As I always say, enjoy life and make some goals you think really achievable or at least near to that. Lol
 

Approved by:

Insipid ;)

Last Day Of 2012

Before I go further and start writing about my anticipated 2013 (which probably will start on my next post), I’d thought to post something about 2012. I was actually thinking to write a post in response to the question below:

“What are the things that happened in my life last year that I could consider changed me as a person?”

But then again, I’ve realized that its quite long, too personal to be shared, and to be honest…boring. So, instead of reviewing the whole 2012 of my life; I just decided to ask a very simple question that I think still significant on how to remember it.

“What/How do you remember the last day of 2012 (which is 31st)?”

Right? It’s way simpler and very straight forward. And so, how do I remember the last day my of 2012? Here…

1) I woke up in the morning hearing to PSY – Gangnam Style (for several times and in loud speakers)
2) I’ve realized that my local bank deposited my Time-Deposit balance in my closed account. So, ended up using my Credit Card buying stuffs for New Year which I really hate to use especially at the last day of the year.
3) This day, last day of the year, I had to report in the office!!!

Now, these things are I think, funny memories I could keep in my last day of work for the year 2012.

4) My shift starts at 6pm; I arrived 20 minutes late. Lol
5) The only and last email I’ve sent to clients has to be recalled. And, I recalled it, like an hour late after it was sent. Lol
6) We were supposed to leave at 10pm; we left the office 30 minutes earlier. Lol (Suck that corporate!)

After the shift, went straight to my parents. And viola, the feast has begun!!!

And two hours before New Year, I am already full, sleepy and very happy. Lol

I think that’s pretty much it in ending the last day of my 2012. Oh, I almost forgot, when I arrived at my parent’s house, Gang freaking Nam is playing including our neighbor, our neighbor’s neighbor and one freaking videoke/karaoke machine that happens to have someone singing to the lyrics. I know! You might wonder if he was able to sang the song with the lyrics (Korean words)? Of course not! But, he was really drunk though. Lol

All in all, I can say that 2012 was really good to me. I will always cherish the good memories and learn from bad ones. I could go on all day long recalling and talking about 2012 but I’ll just stop here.

In short…IT WAS FUN.

Happy New Year Everyone!!! (Better late than never. Lol)
 

Approved by:

Insipid ;)